Teetering

Rather than treat “Tightropers” as victims or blame them for their financial decisions, Teetering lets them tell their own stories of setbacks, sacrifice, and perseverance, and provides original research into their unique pressures and needs. Tightropers deserve support at all stages of their lives to build savings for both daily emergencies and long-term retirement. Teetering shows how legislators and regulators can make a difference without unintended consequences and how financial technology innovation can help Tightropers manage their money in uncertain times. Teetering makes the case for urgent action by financial institutions, investors, regulators, policymakers, employers, and influencers to recognize and address the financial forces that have pushed the American dream out of reach for so many. It proposes common ground solutions that work regardless of political leaning and provides a roadmap for how innovators can serve this growing need and how banks and others can start saying “yes” to their customers again.